Important Abbreviations

AADHAAR card denotes –
Unique Identity Number
PSL – Priority sector
lending
NBFC – Non Banking
Financial Company
WPI – Wholesale price
Index
CPI – Consumer Price
Index
LAF – Liquidity
adjustment facility
NDTL – Net Deman d
and Time Liabilities
UCB – Urban
Cooperative Bank
ECS – Electronic
clearing service
FSLRC – Financial Sector
Legislative Reforms
Commission
UCIC – Unique Customer
Identification Code
AML – Anti Money
Laundering
CFT – Combatting of
financial terrorism
SME – Small and Mediu
m Enterprises
CDR – Corporate Debt
Restructuring
CDS –Credit Default
Swaps
IRS – Interest Rate
Swaps
FII – Foreign Institutional
Investors
RRB – Regional Rural
Bank
PDC – Post Dated
Cheques
MSE – Micro an d Small
Enterpr ises
DCCO – Date of
commencement of
commercial operations
CRAR – Capital to Risk
weighted assets ratio
IBL – Inter bank liability
GDS – Gold deposit
scheme
CAD – Current account
deficit
MFIN – Micro Finance
Institutions Network
IRDA – Insurance
Regulatory
Development Authority
CRMPG –Counterparty
Risk Management Policy
Group
HTM – Held to maturity
SLR – Statutor y
Liquidity Ratio
BC – Business
correspondents
BF – Business
facilitators DSA – Direct
selling agents
DMA – Direct mar keting
agents
DRA – Debt Recovery
agents
ELA – Emergency
Liquidity assistance
BOP – Balance of
payments
APBS – AADHAAR
payment bridge system
FDI – Foreign direct
investment
MSF – Marginal standing
facility
FFA – Forward freight
agreements
BIS – Bank for
international
settlements
BR act – Banking
Regulation act
MCX – Mu lti commodity
exchange
PSB – Public sector
banks